https://jurnal.stkip-majenang.ac.id/index.php/hatta <div class="description"> <div class="description"> <p><strong>HATTA: Jurnal Pendidikan Ekonomi dan Ilmu Ekonomi</strong>, an open access journal to publish research results in the fields of economics and education. Managed and published by Pusat Penelitian dan Pengabdian (P3M) STKIP Majenang. <strong>HATTA: Jurnal Pendidikan Ekonomi dan Ilmu Ekonomi </strong>has E-ISSN: <a href="https://issn.brin.go.id/terbit/detail/20231222181561807">3031-7568</a>, and P-ISSN: <a href="https://issn.brin.go.id/terbit/detail/20231230411576155">3031-7576</a> with SK ISSN Number - 30317568/II.7.4/SK.ISSN/01/2024 (January 12, 2024). The journal is published twice a year; in April and Oktober. The scope of this journal: Economic Education, Economics, Accounting, Banking, Management, and Entrepreneurship.</p> <p><strong>HATTA: Jurnal Pendidikan Ekonomi dan Ilmu Ekonomi</strong> has been <strong>accredited</strong> with the ranked 4 by the Ministry of National Education of Republic of Indonesia with Keputusan Direktur Jenderal Pendidikan Tinggi No. 355/DST/D.D1/HM.01.01/2026. Accreditation is valid for 5 (five) years, namely: Volume 2 Number 1 Year 2024 to Volume 6 Number 2 Year 2028. Therefore, all articles published by HATTA: Jurnal Pendidikan Ekonomi dan Ilmu Ekonomi will have unique DOI number.</p> </div> </div> STKIP MAJENANG en-US HATTA: Jurnal Pendidikan Ekonomi dan Ilmu Ekonomi 3031-7576 https://jurnal.stkip-majenang.ac.id/index.php/hatta/article/view/486 <p class="4ABSTRACT" style="margin: 6.0pt 1.8pt .0001pt 0cm;"><em>This study examines the impact of housing development on provincial economic growth in Indonesia, taking into account the role of fiscal decentralisation. Panel data from 34 provinces covering the period 2015–2024 were analysed using the System Generalised Method of Moments to account for growth dynamics and potential endogeneity. Economic growth is measured by the real GRDP growth rate, housing development by the percentage of households living in adequate housing, and fiscal decentralisation by the ratio of local government revenue to total revenue. The results indicate that housing quality makes a positive contribution to regional economic performance as part of the physical capital that underpins productivity. Fiscal decentralisation also has a positive effect by providing policy flexibility for local governments. However, the interaction between the two produces a weakened effect, indicating that without effective institutional coordination, fiscal autonomy may reduce the effectiveness of housing expenditure. The synchronisation of housing policy and fiscal governance is key to sustainable regional economic growth.</em></p> Mohammad Dendi Abdul Nasir Riza Sofiana Dewi Agus Eko Sujianto Isnaini Maulidatu Nisa' Lailatun Nur Suyuthi Fanidaus Sholikhah Hari Pristyandini Copyright (c) 2026 HATTA: Jurnal Pendidikan Ekonomi dan Ilmu Ekonomi 2026-10-30 2026-10-30 4 2 133 144 10.62387/hatta.v4i2.486 https://jurnal.stkip-majenang.ac.id/index.php/hatta/article/view/530 <p>Islamic banking is an important part of the national financial system that plays a role in collecting and channeling funds to the public based on sharia principles. The growth of Islamic banking assets is one of the indicators that can reflect the development of the industry's capacity in performing its intermediation functions and responding to national economic dynamics. However, the growth of these assets is not only influenced by internal banking factors but is also closely related to changes in macroeconomic conditions. This study aims to analyze the influence of Gross Domestic Product (GDP), inflation, the Benchmark Interest Rate (BI Rate), and the exchange rate of the rupiah against the US dollar on the growth of Islamic banking assets in Indonesia during the 2021–2025 period. The research uses a quantitative approach with an associative design and utilizes quarterly secondary data sourced from Bank Indonesia, the Central Statistics Agency, and the Financial Services Authority. The analysis is conducted using multiple linear regression with the assistance of IBM SPSS Statistics. Prior to hypothesis testing, the data are analyzed through a series of classical assumption tests to ensure the feasibility of the regression model. Hypothesis testing is carried out through partial tests (t), simultaneous tests (F), and the coefficient of determination. The research results indicate that simultaneously GDP, inflation, BI Rate, and exchange rate have a significant effect on the growth of Islamic banking assets in Indonesia. The Adjusted R² value of 0.744 shows that 74.4% of the variation in the growth of Islamic banking assets can be explained by the four macroeconomic variables used in the model, while the remaining 25.6% is explained by factors outside the research model. Partially, GDP has a positive and significant effect on the growth of Islamic banking assets. Conversely, inflation, BI Rate, and exchange rate have a negative and significant effect on asset growth. These findings indicate that the development of Islamic banking assets is strongly related to the dynamics of macroeconomic conditions.</p> <p>&nbsp;</p> Suratman Fauzan Akhmadi Copyright (c) 2026 HATTA: Jurnal Pendidikan Ekonomi dan Ilmu Ekonomi 2026-10-30 2026-10-30 4 2 145 154 10.62387/hatta.v4i2.530