Disharmonisasi Regulasi Akses Dokumen Penyidikan dalam Mekanisme Pertanggungjawaban dan Pencairan Dana Bantuan Hukum oleh Lembaga Bantuan Hukum

Muhammad Rafli Afrizal — 2026-09-19

Regulatory disharmony regarding access to investigation documents within the context of accountability mechanisms and the disbursement of legal aid funds creates legal issues, as the accountability requirements for Legal Aid Institutions (LBH) do not always align with the restrictions on accessing documents under the authority of law enforcement agencies. This study aims to analyze the nature and implications of this regulatory disharmony and to formulate a verification mechanism that ensures accountability and the disbursement of legal aid funds without compromising investigative interests. Employing a qualitative method with a socio-legal (empirical-juridical) approach, the study utilizes statutory, conceptual, and sociological perspectives; primary data were gathered through interviews and observations at LBH Gumilang, while secondary data consisted of legislation, literature, and prior research. The results reveal a disconnect between legal aid fund accountability regulations which demand comprehensive proof of services rendered and criminal procedural laws that restrict access to investigation documents. Empirical findings indicate that limited access to certain documents can lead to legal gaps, administrative uncertainty, and potential delays in reimbursement, particularly because some documents remain outside the LBH's possession. The study concludes that accountability need not be achieved through possession of all investigation documents; instead, it can be realized through alternative verification mechanisms based on proof of service, limited confirmation with law enforcement agencies, and the separation of administrative documents from the substance of the investigation. The study implies a need for regulatory harmonization and the establishment of proportionate verification standards to balance legal certainty for LBHs, the accountability of state funds, the public's right to legal aid, and the protection of investigative interests.

Peran Koperasi Syariah dalam Penguatan Ekonomi Desa Tinjauan Literatur Fungsi Keuangan Sosial Islam

Akhman Rohimat — 2026-09-19

Rural economic development faces ongoing challenges, including limited access to formal financial institutions (financial exclusion), capital constraints, and high dependency on informal moneylenders. In this context, Islamic Microfinance Cooperatives (KSPPS) offer a unique structural advantage through their dual-function model, incorporating both commercially driven and socially driven operations. This study aims to comprehensively analyze the strategic role of KSPPS in strengthening rural economies from the perspective of Islamic Social Finance (ZISWAF) integration and to formulate optimization strategies anchored in the Maqashid Shariah framework. Utilizing a library research methodology with a qualitative-descriptive approach, secondary data were gathered from accredited academic literature published between 2021 and 2026, analyzed through content analysis based on the qualitative framework of Miles, Huberman, and Saldaña. The findings reveal that the synergy between Baitul Tamwil (commercial) and Baitul Maal (social) units in KSPPS effectively prevents mission drift. The integration of Islamic Social Finance operates through a structured continuum: Zakat serves as a social safety net, Infaq/Sadaqah provides Qardhul Hasan loans to dismantle moneylender dependency, Productive Waqf finances rural tangible assets, and beneficiaries gradually transition into commercial profit-sharing schemes (mudharabah/musyarakah). Furthermore, operational challenges such as murabahah overuse, Shariah accounting limitations (PSAK 109), and agricultural risks are mitigated through a Maqashid Shariah-aligned strategy leveraging digitalization and risk mitigation. This study concludes that KSPPS plays a pivotal role as a dual-intermediary institution balancing profitability and social welfare to transform mustahiq into muzakki, ultimately fostering an inclusive, sovereign, and sustainable rural economic structure.

NAAFI: JURNAL ILMIAH MAHASISWA

Disharmonisasi Regulasi Akses Dokumen Penyidikan dalam Mekanisme Pertanggungjawaban dan Pencairan Dana Bantuan Hukum oleh Lembaga Bantuan Hukum

Peran Koperasi Syariah dalam Penguatan Ekonomi Desa Tinjauan Literatur Fungsi Keuangan Sosial Islam